PT. Indonesia Fintopia Technology

Fintopia is a Fin-tech company committed to providing affordable financial service for everyone, especially for those unbanked. Being different from traditional credit check solution, we lend money to our customers based on their online footprint which everyone has. With the presence in South and East Asia, Fintopia builds simple, powerful financial products.

Launched our online lending platform JoyCash in China in Jun 2016, we experienced fast growth and had become one of the first-tier Peer-to-Peer lending platforms in term of monthly transaction volumes.

By leveraging big data technologies and cutting-edge machine learning algorithms, we have developed a loan decision engine generates accurate credit decisions in seconds. Fully-automated underwriting and origination workflow have been built to process thousands of loan applications efficiently.

With the capability to self-regulate its learning, the risk-return profile of our credit loan portfolio becomes more and more attractive. In the future, we are planning to bring this alternative investment asset class in the new market and benefit investors in Indonesia.

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