Lowongan Kerja Jakarta Raya Posisi Head Of Credit Risk – Jakarta Pusat di Company Confidential

• Develop a risk assessment/risk scoring model for MSMEs in the agriculture business
• Analyzing the financial history and creditworthiness of potential borrowers
• Monitoring the creditworthiness of existing borrowers
• Recommending strategies for managing and reducing financing risk
• Conduct stress and scenario testing and analysis of the portfolio in global events
• Provide financing portfolio regular reports for the management (Cohort analysis, Vintage Analysis)
• Ensure portfolio quality and documentation standards are maintained as well as internal performance indicators.
• Manage portfolio quality through proper collection & recovery process.
• Ensure that the company is in compliance with its internal operating policies and procedures and regulatory
• Identifying and investigating cases of fraud or irregularities

Qualifications

• Bachelor’s degree in business/finance/management/administration
• Min. 5 years experience as credit risk in financial services/fintech.
• Strong Understanding of credit risk associated with Micro & SME banking products
• Strong understanding of financial concepts and principles
• Understanding of financing process & systems
• Knowing the Agriculture business is a plus point
• Good analytical thinking