Lowongan Kerja Jakarta Barat Posisi Credit Risk Division Head di PT Mega Central Finance

Info Loker

Perusahaan	PT Mega Central Finance
Posisi	Credit Risk Division Head
Tempat	Jakarta Barat
Jenis Pekerjaan	Full Time
Spesialisasi Dibutuhkan	Kredit (Perbankan & Layanan Finansial)
Gaji Min	Rp. 2.000.000
Gaji Max	Rp. 8.500.000

Job Summary:

The Credit Risk Division Head is responsible for managing and overseeing credit risk within a financing company. This role ensures effective management of credit risks by establishing policies and procedures, assessing and monitoring the credit portfolio, and maintaining a balance between risk and profitability in financing operations.

Key Responsibilities:

Policy Development and Implementation:

• Design, develop, and implement credit risk policies that align with regulations and the company’s needs.
• Review and update credit policies and procedures regularly.

Credit Risk Portfolio Management:

• Analyze and monitor the credit portfolio to identify and mitigate significant credit risks.
• Develop risk mitigation strategies to minimize potential losses.

Credit Assessment and Approval:

• Oversee the risk assessment process for financing applications.
• Provide credit approval recommendations for high-risk or complex financing cases.
• Manage the escalation process for credit decisions that require higher-level authorization.

Risk Analysis and Reporting:

• Provide regular reports on credit portfolio quality, potential risks, and credit-related business performance.
• Develop and monitor Key Risk Indicators (KRIs) to predict potential risk increases.

Cross-Department Collaboration:

• Work closely with marketing, operations, legal, and compliance teams to ensure credit decisions align with business targets and regulatory requirements.
• Educate other teams on credit risk policies and practices.

Regulation and Compliance:

• Ensure that all credit risk activities comply with Financial Services Authority (OJK) regulations and other relevant authorities.
• Maintain good relationships with regulators and external auditors regarding credit risk matters.

Team Development:

• Lead, train, and develop the credit risk team to enhance their skills in credit risk analysis and portfolio management.
• Identify training needs for the team and ensure the implementation of relevant training programs.

Qualifications:

• Bachelor’s degree in Finance, Economics, Accounting, or related fields. A Master’s degree is preferred.
• Minimum of 7-10 years of experience in credit risk management, particularly in financing or banking sectors.
• Strong understanding of credit analysis, risk policies, and portfolio management.
• Excellent analytical and communication skills.
• Strong leadership and team management abilities.
• Knowledge of credit risk regulations and standards from OJK and relevant authorities.

Key Competencies:

• Analytical Thinking: Ability to analyze complex information and make informed decisions regarding credit risk.
• Leadership: Capability to lead a team in a dynamic and high-risk environment.
• Communication: Ability to clearly convey ideas and reports to both internal and external stakeholders.
• Attention to Detail: Focus on the quality of data and information used in risk analysis.

Lamar kerja

Deskripsi Perusahaan

Info Perusahaan

• Industri: Perbankan/Pelayanan Keuangan
• Ukuran Perusahaan: 2001 - 5000 pekerja
• Waktu Proses Lamaran: 26 hari
• Tunjangan dan Lain-lain: Asuransi kesehatan, Parkir, Formil (contoh: Kemeja + Dasi), Head Office: Senin - Jumat