Lowongan Kerja Jakarta Raya Posisi Head Of Credit di Company Confidential

About Us

Cicil.co.id is a leading peer-to-peer lending platform dedicated to providing innovative financial solutions. We connect borrowers and investors, facilitating a transparent and efficient lending process. Our mission is to revolutionize the financial industry by leveraging technology and data-driven insights.

Job Overview

We are seeking a highly experienced and dynamic Head of Credit to lead our credit risk management function. The ideal candidate will have a deep understanding of credit risk, strong analytical skills, and a proven track record in the financial services industry, particularly in P2P lending.

Key Responsibilities

• Develop and implement the credit risk management strategy for the P2P lending platform.
• Lead the credit risk team in assessing, monitoring, and managing credit risk across the portfolio.
• Oversee the development and maintenance of credit risk models and scorecards.
• Establish credit policies and procedures to ensure compliance with regulatory requirements and internal guidelines.
• Conduct regular portfolio reviews and stress testing to identify potential risks and mitigate losses.
• Collaborate with other departments, including data science, technology, and operations, to enhance credit risk assessment and decision-making processes.
• Present credit risk reports and insights to senior management and stakeholders.
• Stay updated on industry trends, regulatory changes, and best practices in credit risk management.

Qualifications

• Bachelor’s degree in finance, economics, business, or a related field; advanced degree preferred.
• Minimum of 7-10 years of experience in credit risk management, with significant experience in the P2P lending or financial technology industry.
• Strong analytical and quantitative skills, with expertise in credit risk modeling and data analysis.
• In-depth knowledge of regulatory requirements and best practices in credit risk management.
• Excellent leadership and team management skills.
• Strong communication and presentation skills, with the ability to convey complex information to diverse audiences.
• Proficiency in using credit risk management software and tools.

What We Offer

• Competitive salary and benefits package.
• Opportunity to work with a passionate and innovative team.
• Professional development and growth opportunities.
• A dynamic and inclusive work environment.